WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 11/11/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 11/11/2009 11/4/2009 5/13/2009 30-year fixed 5.05%+0.30pt 5.15%+0.29pt 4.99%+0.41pt 15-year fixed 4.60%+0.28pt 4.62%+0.33pt 4.73%+0.41pt $417,000 and up 30-year fixed 6.00%+0.50pt 5.96%+0.52pt 6.58%+0.85pt 15-year fixed 5.50%+0.33pt 5.53%+0.44pt 6.45%+0.98pt Home equity lines 5.81% 5.81% 5.19% Home equity loans 8.89% 8.89% 8.93% 6-month LIBOR 0.53% 0.56% 1.41% 1-year Treasury 0.36% 0.39% 0.53% 6-month Treasury 0.16% 0.17% 0.32% 6-month CD 0.31% 0.31% 1.24% Prime rate 3.25% 3.25% 3.25% 11th District 9/2009 8/2009 3/2009 cost of funds 1.272% 1.412% 1.627% *--*