WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 9/9/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 9/9/2009 9/2/2009 3/11/2009 30-year fixed 5.27%+0.23pt 5.27%+0.33pt 5.23%+0.30pt 15-year fixed 4.78%+0.17pt 4.78%+0.31pt 4.99%+0.38pt $417,000 and up 30-year fixed 6.17%+0.50pt 5.99%+0.51pt 7.01%+0.77pt 15-year fixed 5.69%+0.25pt 5.55%+0.50pt 6.96%+0.50pt Home equity lines 5.74% 5.74% 5.06% Home equity loans 9.08% 9.08% 8.77% 6-month LIBOR 0.69% 0.73% 1.93% 1-year Treasury 0.42% 0.45% 0.68% 6-month Treasury 0.23% 0.26% 0.42% 6-month CD 0.37% 0.41% 1.82% Prime rate 3.25% 3.25% 3.25% 11th District 7/2009 6/2009 1/2009 cost of funds 1.473% 1.599% 2.455% *--*