COMPARATIVE CAR INSURANCE RATES: SAN DIEGO COUNTY
The state Department of Insurance assembled this comparison of auto insurance rates by ZIP code. The department warned that the comparison reflects minimum coverage, not average prices. Rates are for a driver between 35 and 55, married, with no young drivers and no citations or accidents, with a 1981 Buick Century worth $6,501 to $8,000 new. Deductibles vary between $100 and $250. Liability coverage is the minimum--$15,000/$30,000 bodily injury and property damage coverage, $1,000 medical and $15,000/$30,000 uninsured motorists. These 10 companies sell most private preferred auto insurance in the state. Their rates--these were in force in July--may reflect some differences in coverage. In general, all rates vary by such factors as age, gender, type of car, commute and driving record, in addition to home area.
City Auto Liberty ZIP Code Allstate Club Farmers GEICO Mutual Mercury 1. Del Mar 367 355 325 362 323 320 92014 2. El Cajon 387 355 325 360 323 320 92020 3. Encinitas 367 355 325 362 323 320 92024 4. Escondido 354 352 371 362 336 320 92026 5. Jacumba 340 352 441 399 336 320 92034 6. National City 387 407 361 382 353 360 92050 7. Oceanside 367 352 371 396 336 320 92054 8. Poway 367 355 325 362 336 320 92064 9. La Jolla 367 355 325 382 353 320 92037 10. SE San Diego 417 407 361 382 353 360 92102 11. Hillcrest 387 355 361 382 353 360 92103 12. E. San Diego 417 407 361 382 351 324 92105 13. Point Loma 367 355 388 382 351 324 92106 14. San Carlos 367 355 325 343 323 320 92119
City Nation- State 20th ZIP Code wide SAFECO Farm Century 1. Del Mar 335 417 322 300 92014 2. El Cajon 322 421 322 300 92020 3. Encinitas 335 417 322 300 92024 4. Escondido 335 417 334 282 92026 5. Jacumba 335 417 334 282 92034 6. National City 354 417 353 300 92050 7. Oceanside 335 417 334 282 92054 8. Poway 335 417 334 300 92064 9. La Jolla 354 389 353 300 92037 10. SE San Diego 354 417 353 300 92102 11. Hillcrest 354 417 353 300 92103 12. E. San Diego 354 417 353 300 92105 13. Point Loma 354 417 353 300 92106 14. San Carlos 322 389 322 300 92119
COMPARATIVE STATEWIDE CAR INSURANCE RATES
City Auto Liberty ZIP Code Allstate Club Farmers GEICO Mutual Mercury 1. Eureka* 306 349 318 376 290 350 2. San Francisco 590 657 722 703 559 808 94102 3. Hayward 391 440 409 514 370 400 94541 4. Sacramento 436 427 467 459 389 396 95814 3. Fresno 433 419 428 411 371 330 93701 6. Bakersfield 339 389 360 420 326 366 93301 7. Santa Barbara 337 333 317 369 327 306 93101 8. Ventura 396 348 335 454 346 348 93001 9. S. Bernardino 398 411 345 428 372 360 92401 10. Riverside 384 377 414 413 355 338 92501 11. Santa Ana 504 454 517 473 424 318 92701 12. Los Angeles 1264 910 1417 1029 950 824 90011
City Nation- State 20th ZIP Code wide SAFECO Farm Century 1. Eureka* 268 434 262 342 2. San Francisco 570 808 560 528 94102 3. Hayward 382 524 377 428 94541 4. Sacramento 391 482 387 384 95814 3. Fresno 376 518 374 364 93701 6. Bakersfield 321 305 318 312 93301 7. Santa Barbara 325 403 325 280 93101 8. Ventura 340 455 340 436 93001 9. S. Bernardino 373 422 373 354 92401 10. Riverside 355 571 355 336 92501 11. Santa Ana 449 538 452 396 92701 12. Los Angeles 1017 1393 1027 872 90011
*Countywide rate figures for Humbolt County.
