Car Insurance Rates Compared
The state Insurance Department released its first statewide comparative survey of auto insurance rates last week. The report cites one rating example and lists the rates for the 10 companies that sell most of the private preferred auto insurance in the state. The rates listed were in force in July.
Rates for the San Gabriel Valley area can be found on Page 6.
State Insurance Commissioner Roxani Gillespie cautioned that the rating example chosen for the comparison “represents a minimum type of automobile policy.”
“Most Californians buy more protection and drive more miles than our hypothetical example,” she said in a statement attached to the survey. “In addition, in our example the driving record is excellent. In other words, most Californians will be paying more for their automobile insurance than the amounts shown on these charts.”
A copy of the complete survey can be obtained by sending a stamped, self-addressed 9-by-12-inch envelope, with $1.41 postage, to State Insurance Department, 600 S. Commonwealth Ave., Los Angeles 90005. For the report covering only Southern California, the postage is $1.24.
COMPARATIVE CAR INSURANCE RATES: SAN GABRIEL VALLEY The state Department of Insurance assembled this comparison of annual auto insurance rates by ZIP code. The department warned that the comparison reflects minimum coverage, not average prices. Rates are for a driver between 35 and 55, married, with no young drivers and no citations or accidents, with a 1981 Buick Century worth $6,501 to $8,000 new. Deductibles vary between $100 and $250. Liability coverage is the minimum--$15,000/$30,000 bodily injury and property damage coverage, $1,000 medical and $15,000/$30,000 uninsured motorists. These 10 companies sell most private preferred auto insurance in the state. Their rates--these were in force in July--may reflect some differences in coverage. In general, all rates vary by such factors as age, sex, type of car, commute and driving record, in addition to home area.
City Auto Liberty ZIP Code Allstate Club Farmers GEICO Mutual Mercury Alhambra 91801 592 566 604 512 459 416 91803 592 566 604 512 459 416 Altadena 91001 628 584 604 551 459 488 Arcadia 91601 485 434 604 512 459 372 Azusa 91101 485 400 541 518 438 388 Baldwin Park 91706 566 566 541 528 438 384 Bradbury 91010 485 434 541 545 459 384 Claremont 91711 398 438 * 9496 438 390 Covina 91722 485 400 541 496 438 388 91723 485 400 541 496 438 388 91724 485 400 541 496 438 390 El Monte 91731 592 466 604 528 459 372 91732 485 466 604 528 459 384 91733 592 466 604 528 459 384 Glendora 91740 485 400 541 496 438 390 Hacienda Heights 91748 566 566 541 496 438 402 La Puente 91744 566 566 541 528 438 388 91745 566 566 541 496 438 392 91746 566 566 541 528 438 388 La Verne 91750 485 438 541 496 438 390 Los Angeles 90029 1,296 893 1,417 1,052 950 686 90031 847 713 1,260 773 605 544 90032 847 713 1,260 773 605 464 90033 847 719 1,260 773 605 544 90034 852 674 877 703 652 570 90035 852 674 877 703 652 686 90036 1,296 893 1,417 1,052 950 824 90037 1,264 1,061 1,417 1,029 950 824 90038 1,296 893 1,417 1,055 950 824 90039 923 713 * 1,052 950 540 90040 847 719 795 773 605 544 Monrovia 91016 485 434 604 545 459 372 Monterey Park 91754 592 566 604 528 459 416 Pasadena 91101 628 584 604 551 459 488 91103 628 584 604 551 459 488 91104 628 584 604 551 459 488 91105 485 547 604 551 459 438 91106 485 584 604 551 459 488 91107 485 434 604 551 459 488 Pomona 91765 512 438 541 496 438 402 91766 512 438 * 496 438 402 91767 512 438 541 496 438 402 91768 512 438 541 496 438 402 Rosemead 91770 592 566 604 528 459 372 San Dimas 91773 485 400 541 496 438 390 San Gabriel 91775 485 434 604 512 459 372 91776 592 566 604 512 459 416 Sierra Madre 91024 485 434 604 512 459 372 South Pasadena 91030 485 434 604 512 459 438 Temple City 91780 485 434 604 512 459 416 Walnut 91789 566 438 541 496 438 402 West Covina 91790 566 400 541 496 438 488 91791 566 438 541 496 438 488 91792 566 566 541 496 438 402
City Nation- State 20th ZIP Code wide SAFECO Farm Century Alhambra 91801 468 551 471 430 91803 468 605 471 430 Altadena 91001 468 551 471 430 Arcadia 91601 468 551 471 430 Azusa 91101 453 507 454 430 Baldwin Park 91706 453 605 454 430 Bradbury 91010 468 605 471 430 Claremont 91711 453 507 454 430 Covina 91722 453 605 454 430 91723 453 605 454 430 91724 453 605 454 430 El Monte 91731 468 605 471 430 91732 468 605 471 430 91733 468 605 471 430 Glendora 91740 453 507 456 430 Hacienda Heights 91748 453 553 454 430 La Puente 91744 453 605 454 430 91745 453 553 454 430 91746 453 605 454 430 La Verne 91750 453 507 454 430 Los Angeles 90029 1,017 1,346 1,027 872 90031 615 1,273 620 732 90032 615 1,273 620 732 90033 615 1,273 620 732 90034 686 1,003 693 528 90035 686 1,003 693 528 90036 1,017 1,393 1,027 872 90037 1,017 1,393 1,027 872 90038 1,017 1,346 1,027 872 90039 1,017 1,346 1,027 872 90040 615 801 620 528 Monrovia 91016 468 551 471 430 Monterey Park 91754 468 605 471 430 Pasadena 91101 468 551 471 430 91103 468 551 471 430 91104 468 551 471 430 91105 468 551 471 430 91106 468 551 471 430 91107 468 551 471 430 Pomona 91765 453 553 454 430 91766 453 553 454 430 91767 453 605 454 430 91768 453 605 454 430 Rosemead 91770 468 605 471 430 San Dimas 91773 453 507 454 430 San Gabriel 91775 468 751 471 430 91776 468 604 471 430 Sierra Madre 91024 468 551 471 430 South Pasadena 91030 468 551 471 430 Temple City 91780 468 551 471 430 Walnut 91789 453 553 454 430 West Covina 91790 453 605 454 430 91791 453 605 454 430 91792 453 605 454 430
* More than one rate applies within ZIP code.
