Auto Insurance Compared
The state Insurance Department released its first statewide comparative survey of auto insurance rates last week. The report cites one rating example and lists the rates for the 10 companies that sell most of the private preferred auto insurance in the state. The rates listed were in force in July.
Rates for the Southeast area are on Page 2.
State Insurance Commissioner Roxani Gillespie cautioned that the rating example chosen for the comparison “represents a minimum type of automobile policy.”
“Most Californians buy more protection and drive more miles than our hypothetical example,” she said in a statement attached to the survey. “In addition, in our example the driving record is excellent. In other words, most Californians will be paying more for their automobile insurance than the amounts shown on these charts.”
A copy of the complete survey can be obtained by sending a stamped, self-addressed 9-by-12-inch envelope, with $1.41 postage, to State Insurance Department, 600 S. Commonwealth Ave., Los Angeles 90005. For the report covering only Southern California, the postage is $1.24.
COMPARATIVE CAR INSURANCE RATES: SOUTHEAST LOS ANGELES COUNTY The state Department of Insurance assembled this comparison of annual auto insurance rates by ZIP code. The department warned that the comparison reflects minimum coverage, not average prices. Rates are for a driver between 35 and 55, married, with no young drivers and no citations or accidents, with a 1981 Buick Century worth $6,501 to $8,000 new. Deductibles vary between $100 and $250. Liability coverage is the minimum--$15,000/$30,000 bodily injury and property damage coverage, $1,000 medical and $15,000/$30,000 uninsured motorists. These 10 companies sell most private preferred auto insurance in the state. Their rates--these were in force in July--may reflect some differences in coverage. In general, all rates vary by such factors as age, sex, type of car, commute and driving record, in addition to home area.
City Auto Liberty ZIP Code Allstate Club Farmers GEICO Mutual Mercury Artesia 90701 485 477 509 543 435 372 Bell 90201 874 719 795 718 605 540 Bellflower 90706 485 459 510 551 453 426 Compton 90220 923 730 920 964 605 * 90221 923 730 920 964 605 824 90222 923 910 1,417 964 950 824 Downey 90240 485 459 510 551 453 426 90241 485 459 510 551 453 426 90242 485 459 510 551 453 426 Huntington Park 90255 847 719 795 721 605 540 Lakewood 90712 485 459 510 551 453 426 90713 485 459 510 551 453 426 Hawaiian Gardens 90715 485 477 510 543 435 372 90716 485 477 510 543 435 372 La Mirada 90638 485 477 509 543 435 410 Long Beach 90802 587 523 592 551 453 472 90803 587 523 569 551 453 472 90804 587 523 569 551 453 472 90805 485 459 592 551 453 434 90806 587 523 569 551 453 472 90807 485 459 510 551 453 434 90808 485 459 569 551 453 * 90810 587 523 592 551 453 480 90813 587 523 592 551 453 472 90814 587 523 569 551 453 472 90815 485 459 569 551 453 434 90822 587 523 592 551 453 434 90840 485 459 569 551 453 472 Los Angeles 90001 847 910 1,417 1,029 950 824 90002 1,264 910 1,417 1,029 950 824 90003 1,264 910 1,417 1,029 950 824 90004 1,296 1,061 1,417 1,052 950 686 90005 ,1296 1,061 1,417 1,052 950 686 90006 1,264 1,061 1,417 1,029 950 824 90007 ,1264 1,061 1,417 1,029 950 824 90008 1,264 910 1,218 1,029 * 824 90010 1,296 1,061 1,417 1,052 950 686 90040 847 719 795 773 605 544 90056 1,012 674 1,218 754 654 508 90057 1,296 1,061 1,260 1,052 950 686 90058 847 719 795 1,029 605 824 90059 923 910 1,417 1,029 950 824 Lynwood 90262 847 730 795 718 605 540 Maywood 90270 847 917 795 718 605 540 Montebello 90640 592 566 510 551 453 464 Monterey Park 91754 592 566 604 528 459 416 Norwalk 90650 485 477 509 543 435 4109 Paramount 90723 483 459 510 551 453 426 Pico Rivera 90660 592 566 510 551 453 464 Santa Fe Springs 90670 485 477 509 543 435 410 South Gate 90280 847 719 795 721 605 540 Whittier 90601 485 477 509 543 435 392 90602 566 477 509 543 435 410 90603 485 477 509 543 435 410 90604 485 477 509 543 435 400 90605 485 477 509 543 435 410 90606 592 477 509 543 435 392 Wilmington 90744 587 523 531 568 460 472
City Nation- State 20th ZIP Code wide SAFECO Farm Century Artesia 90701 439 606 441 430 Bell 90201 615 801 620 528 Bellflower 90706 453 576 454 528 Compton 90220 615 801 620 732 90221 615 801 620 732 90222 615 801 1,027 872 Downey 90240 453 576 454 528 90241 453 576 454 528 90242 453 576 454 528 Huntington Park 90255 615 801 620 528 Lakewood 90712 453 576 454 528 90713 453 576 454 528 Hawaiian Gardens 90715 439 606 441 528 90716 439 606 441 528 La Mirada 90638 439 606 441 430 Long Beach 90802 453 576 454 528 90803 453 576 454 528 90804 453 576 454 528 90805 453 801 454 528 90806 453 576 454 528 90807 453 576 * 528 90808 453 576 454 528 90810 453 801 454 528 90813 453 801 454 528 90814 453 801 454 528 90815 453 801 454 528 90822 453 801 454 528 90840 453 801 454 528 Los Angeles 90001 1,017 1,393 1,027 872 90002 1,017 1,393 1,027 872 90003 1,017 1,393 1,027 872 90004 1,017 1,393 1,027 872 90005 1,017 1,393 1,027 872 90006 1,017 1,393 1,027 872 90007 1,017 1,393 1,027 872 90008 1,017 1,393 1,027 872 90010 1,017 1,393 1,027 872 90040 615 801 620 528 90056 686 1,393 693 528 90057 1,017 1,393 693 872 90058 1,017 801 1,027 872 90059 1,017 1,293 1,027 872 Lynwood 90262 615 801 620 528 Maywood 90270 615 801 620 732 Montebello 90640 453 605 454 528 Monterey Park 91754 468 605 471 430 Norwalk 90650 439 606 441 430 Paramount 90723 453 801 454 528 Pico Rivera 90660 453 553 454 528 Santa Fe Springs 90670 439 606 441 430 South Gate 90280 615 801 620 528 Whittier 90601 439 557 441 430 90602 439 557 441 430 90603 439 557 441 430 90604 439 557 441 430 90605 439 557 441 430 90606 439 557 441 430 Wilmington 90744 469 576 471 732
* More than one rate applies within ZIP code.
