Pros and Cons on California’s Mandatory Auto Insurance Law

With reference to Richard Chrystie’s letter (Oct. 30) regarding uninsured motorists, it’s about time one of us spoke up in defense of ourselves and against the biased judges and avaricious insurance companies and the Department of Motor Vehicles that is a part of a legal system which is supposed to be a protector of all of us.

For years I have driven without insurance. Why? Because I save thousands of dollars and believe in driving by faith, not fear.

Also no one has ever lost one penny on me for I promptly pay for any damage I may cause and am in effect “self-insured,” although the biased DMV will not accept me as such.

I had one bad accident in which the other car was totaled. Inasmuch as I was watching for a parking space and absent-mindedly drove right into the cross-traffic, I took full blame for the accident. The other driver did not have a license. I hired an attorney and paid in full for the accident and the attorney out of my own pocket.

Now the DMV has taken my license and no one wants to insure me. That’s fine with me; it is much cheaper this way. I am getting old and it really doesn’t matter.

ANNE S. YOUNG

Costa Mesa