Citadel Holding Corp. said its full-year net...

Citadel Holding Corp. said its full-year net income declined 8% to $26.5 million from a year earlier. The Glendale-based company said the 1987 earnings reflected $10.9 million of non-recurring charges, compared to similar charges of $3.9 million in 1986. Excluding the extraordinary charges, Citidel said it would have posted record earnings. Citadel’s principal operating unit is Fidelity Federal Savings & Loan Assn.