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In response to your front-page article “Court Limits Risk on Home Damage: State Justices Rule That Companies Must Pay Only When Policy Covers Primary Cause of Loss,” March 31:

It is blatantly obvious (now) that every time the insurance industry asks this court for a loaf of bread, the justices give them the entire bakery. On the other hand--”We the people” ask for a loaf of bread, and this court gives us a few crumbs from the crust--fully baked, and unable to rise to the occasion. James Otis (1725-1783) once said, “Taxation without representation is tyranny.” And I say, “Taxation with representation is very much tyranny, at least in the California Supreme Court.”

DEWELL T. CREWS

San Diego

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