MUTUAL FUNDS

Average total return, including dividends, in percent for periods ended Thursday, Dec. 13.

Category (No. of funds) Week Year-to-date 12 months International: foreign stocks only (60) +1.75% -8.28% -5.90% Health/biotechnology (9) +1.27 +18.73 +19.47 Global: U.S. and foreign stocks (45) +1.10 -7.96 -6.29 Fixed income (544) +0.64 +4.09 +3.97 Balanced: stock and bond (64) +0.62 -0.40 -0.13 Utilities (15) +0.48 -1.67 -1.11 Growth and income (206) +0.26 -5.00 -4.38 Small company (84) +0.25 -11.80 -10.69 Capital appreciation (142) +0.21 -8.62 -7.88 Equity income (69) +0.20 -6.44 -5.93 Growth (265) +0.19 -5.0 -5.09 Science and technology (23) -0.20 -4.34 -1.73 Natural resources (19) -1.04 -9.22 -8.52 Gold (36) -0.42 -28.44 -29.92 S&P; 500 index, excluding dividends +0.08 -6.81 -6.15 General stock fund average +0.22 -6.92 -6.92

Source: Lipper Analytical Services Inc.