State Insurance Claims, Reform

It never ceases to amaze me how Harvey Rosenfield and Proposition 103 are constantly being blamed for the auto insurance crisis in California. Equally amazing is the solutions proposed by the Legislature, and yes, even The Times, will do nothing to solve the problem, but will only worsen a very bad situation, and ensure that the corruption, fraud and greed within the system flourish.

Rosenfield had the right idea: Hit the insurance industry right in the area it would hurt the most; the pocketbooks, and then something will really get done to initiate real reform.

Now The Times is pushing for John Garamendi and the Legislature to reinstate the mandatory auto insurance law through police enforcement (editorial, Dec. 16). Is this the solution? To force the public to buy a product which is strewn with inefficiency and corruption? I think not.

Perhaps if there are enough motorists who will refuse to purchase this defective product (and yes, intentionally break a very bad law), then, and only then, will real reform take place.

GERALD A. REDONDO, Northridge