A SPECIAL REPORT: LAWYERS

PHONE LAW: You can get free legal advice without a lawyer. The Orange County Bar Assn. has a help line, available Monday through Friday--phone number: TEL-LAW4. Tell the operator your problem--bankruptcy, divorce, consumer rights, busted for drugs--and you will be put in touch with the appropriate recording of advice from a local expert in that field. . . . But bar executive Patrica A. Ruhlman warns: “You may learn you need a lawyer.”