Making Cents: When Your Fiance Has Lots of Debt

California and eight other states--Texas, Louisiana, Idaho, Washington, Wisconsin, Arizona, Nevada and New Mexico--are community property states. That means part of the income you earn after your are married could be tapped by your fiance’s creditors. Financial analysts say you would be wise to draw up a prenuptial agreement keeping your financial lives separate, at least until you decide you want to pay off your fiance’s past debts or they become uncollectable.