An Elder-Law Primer

For estate and health planning, these are some of the more familiar legal documents:

* California Natural Death Act Declaration: States your wishes regarding life-sustaining treatment.

* Durable power of attorney for health care: With a broader scope than the Natural Death Act Declaration, it names your agent for health care decisions and creates an opportunity to discuss desires and values with that person.

* Durable power of attorney for financial matters: Allows your designee to make as many decisions as you enumerate, and protects the spouse whose partner has become incapacitated.

* Will: Names the heirs to receive your assets when you die.

* Living trusts: Manages ownership of assets during your life and at the time of your death, avoiding probate (the court procedure to transfer your assets to your heirs).

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For help in selecting a qualified elder-law attorney, try the following resources:

* California Advocates for Nursing Home Reform in San Francisco offers a free referral service that includes both estate planning and elder abuse: (800) 474-1116.

* The National Academy of Elder Law Attorneys publishes educational material, including a brochure on how to look for a lawyer; 1604 North Country Club, Tucson, AZ 85716; (520) 881-4005.

* Or contact your county or local bar association.