Checklist: Keeping It Simple

Things to do this weekend with your money: Simplifying your life can save you time and cash, not to mention your sanity. Some streamlining tips, such as paying for home delivery, may seem to cost more initially; balance the extra fees against the value of your time to determine what

makes sense for you. If you’re unsure of the value of your time, check out some of the “real wage calculators” on the Internet, such as the one at https://www.inforeferral.net/calculator20.htm.

* Today: Have it delivered. You may be able to eliminate some errands by using merchants who offer door-to-door service. Many dry cleaners, for example, offer free delivery as a way of distinguishing themselves from their competition; others charge a nominal fee. Some dairies have resumed home delivery of milk products, and grocery shopping services are available via the Web.

* Saturday: For one day, don’t shop. Although aimless window-shopping can be an occasional pleasure, regular trips to malls or retail districts can drain your wallet and waste your time. Consider other activities such as visiting a museum, checking out a new neighborhood, taking a walk or attending a free concert. For ideas and a list of what’s happening this weekend, check out https://www.calendarlive.com.

* Sunday: For one day, don’t drive. Rediscover activities at home or in your neighborhood that don’t require a car. You’ll save a few pennies in gas and avoid the aggravation of traffic and parking. That might even lead to a more productive, and profitable, Monday morning.