Independent-minded bicyclists looking for a cheaper alternative to guided European tours might consider the "Four Countries & Three Lakes" trip offered by Toronto's Active Journeys Inc. For $875 per person, double occupancy, you get lodging for eight days (with luggage transfers between stops), daily breakfast, a rented bike and a self-guided tour map and notes. Lunches, dinners and air fare to Europe are extra. The circle route, beginning and ending in Switzerland, goes through Germany, Liechtenstein and Austria. You go at your own pace, averaging 30 miles per day. The trip is offered weekly through October. Telephone (800) 597-5594 or visit http://www.activejourneys.com.