Time for state to legislate annual free credit reports

I agree that the proposed legislation by Assemblywoman Christine Kehoe (D-San Diego) would be in the best interest of consumers (Update, “Proposed Law Would Improve Credit Reporting,” May 4).

I believe, however, that the consumer would benefit most if legislation required the credit bureaus to furnish California residents with a free copy of their credit report at their request once a year.

This is the law in numerous other states but not in California. Why is that? I thought we led the way in consumer activism.

Steve Shermoen


Huntington Beach

Editor’s note: Consumers Union reports that under California law, if a consumer has been denied credit, he or she is entitled to receive a free copy of a credit report. Beginning July 1, victims of identity fraud will be entitled to free monthly credit reports for a year.