Average Mortgage Rates and Indexes

compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.61%/1.82 pt. 5.57%/1.76 pt. 5.55%/1.80 pt. 30-year ARM 2.68%/1.03 pt. 2.71%/1.03 pt. 2.79%/1.02 pt. start rate 15-year fixed 4.89%/1.75 pt. 4.85%/1.74 pt. 4.85%/1.84 pt. Rates for loans over $333,700 30-year fixed 5.76%/1.56 pt. 5.78%/1.54 pt. 5.90%/1.79 pt. 30-year ARM 2.79%/0.99 pt. 2.85%/0.93 pt. 2.89%/0.90 pt. start rate 15-year fixed 5.19%/1.56 pt. 5.19%/1.36 pt. 5.21%/1.83 pt. FHA or VA 6.03%/0.72 pt. 6.03%/0.72 pt. 6.06%/1.03 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.99%/0.00 pt. 6-month LIBOR 1.350% 1.270% 1.230% 1-year 1.500% 1.410% 1.300% Treasury bill 6-month 1.150% 1.090% 1.030% Treasury bill 6-month CD 1.220% 1.190% 1.160% Prime rate 4.000% 4.000% 4.000% 11th District Feb. ’04 Jan. ’04 Aug. ’03 cost-of-funds 1.841% 1.811% 1.943%

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