Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $359,650 30-year fixed 5.60%/1.35 pt. 5.63%/1.44 pt. 5.38%/1.50 pt. 30-year ARM 3.12%/0.49 pt. 3.12%/0.49 pt. 2.64%/0.60 pt. start rate 15-year fixed 5.19%/1.54 pt. 5.21%/1.63 pt. 4.74%/1.44 pt. Rates for loans over $359,650 30-year fixed 5.86%/1.36 pt. 5.86%/1.31 pt. 5.65%/1.58 pt. 30-year ARM 3.13%/0.48 pt. 3.13%/0.48 pt. 2.71%/0.70 pt. start rate 15-year fixed 5.40%/1.38 pt. 5.46%/1.35 pt. 5.13%/1.50 pt. FHA or VA 6.13%/0.67 pt. 6.13%/0.67 pt. 6.19%/0.60 pt. mortgage Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 3.280% 3.400% 2.200% 1-year 3.320% 3.330% 2.180% Treasury bill 6-month 3.150% 3.130% 2.000% Treasury bill 6-month CD 3.340% 3.330% 2.150% Prime rate 5.750% 5.750% 4.750% 11th District Feb. ’05 Jan. ’05 Aug. ’04 cost-of-funds 2.317% 2.183% 1.875%

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