Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $359,649 30-year fixed 5.99%/1.36pt 5.90%/1.36pt 5.31%/1.33pt 30-year ARM 3.03%/0.38pt 3.01%/0.38pt 2.88%/0.41pt start rate 15-year fixed 5.58%/1.56pt 5.50%/1.50pt 4.88%/1.15pt Rates for loans of $359,650 and above 30-year fixed 6.25%/1.43pt 6.17%/1.51pt 5.60%/1.38pt 30-year ARM 3.06%/0.43pt 3.05%/0.43pt 2.91%/0.41pt start rate 15-year fixed 5.85%/1.44pt 5.78%/1.39pt 5.22%/1.32pt FHA or VA 6.25%/0.73pt 6.18%/0.73pt 6.05%/0.56pt mortgage Average / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt 6-month LIBOR 4.580% 4.590% 3.530% 1-year Treasury 4.340% 4.300% 3.280% bill 6-month 4.310% 4.270% 3.140% Treasury bill 6-month CD 4.570% 4.540% 3.480% Prime rate 7.000% 7.000% 6.000% 11th District Oct. ’05 Sept. ’05 April ’05 cost-of-funds 3.074% 2.972% 2.515%

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