Average mortgage rates and indexes

*--* Latest week One week Six months previous previous Rates for loans up to $359,649 30-year fixed 5.38%/1.39pt 5.36%/1.33pt 5.44%/1.82pt 30-year ARM start rate 3.64%/0.59pt 3.64%/0.59pt 3.37%/0.66pt 15-year fixed 5.04%/1.19pt 4.98%/1.24pt 4.99%/1.85pt

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*--* Rates for loans of $359,650 and above 30-year fixed 5.64%/1.33pt 5.64%/1.28pt 5.68%/1.67pt 30-year ARM start rate 3.65%/0.50pt 3.65%/0.50pt 3.38%/0.65pt 15-year fixed 5.29%/1.25pt 5.29%/1.23pt 5.31%/1.71pt FHA or VA mortgage Average 6.14%/0.52pt 6.14%/0.56pt 6.13%/0.67pt / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt 6-month LIBOR 3.990% 3.910% 3.270% 1-year Treasury bill 3.760% 3.770% 3.240% 6-month Treasury bill 3.720% 3.720% 3.040% 6-month CD 3.890% 3.960% 3.170% Prime rate 6.500% 6.500% 5.500%

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*--* 11th District cost-of-funds July ’05 June ’05 Jan. ’05 2.757% 2.676% 2.183%

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Compiled by National Financial News Services