Average mortgage rates and indexes

Weekly survey of 30 lenders in Orange and Los Angeles counties as of April 16, 2008

Compiled by National Financial News Services

*--* -- Latest week Previous week Six months previous Rates for loans up to $729,750 30-year fixed 5.79%/1.36 pt 5.83%/1.32 pt 6.06%/1.62 pt 30-year ARM start 4.68%/0.71 pt 4.74%/0.67 pt 4.18%/0.97 pt rate 15-year fixed 5.38%/1.24 pt 5.33%/1.25 pt 5.75%/1.43 pt Rates for loans of $729,751 and above 30-year fixed 6.84%/1.60 pt 6.91%/1.38 pt 6.94%/1.31 pt 30-year ARM start 4.94%/0.97 pt 4.99%/0.97 pt 4.40%/1.10 pt rate 15-year fixed 6.58%/1.48 pt 6.56%/1.44 pt 6.77%/1.27 pt FHA or VA mortgage 6.42%/1.90 pt 6.40%/1.88 pt 6.67%/2.22 pt average CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 2.680% 2.620% 5.210% 1-year Treasury 1.630% 1.630% 4.240% bill 6-month Treasury 1.520% 1.540% 4.280% bill 6-month CD 2.720% 2.740% 5.190% Prime rate 5.250% 5.250% 7.750% 11th Dist. Feb. ’08 Jan. ’08 Aug. ’07 cost-of-funds 3.560% 3.970% 4.359% *--*