Average mortgage rates and indexes

Weekly survey of 30 lenders in Orange and Los Angeles counties as of June 18, 2008

Compiled by National Financial News Services

*--* Latest week Previous week Six months previous Rates for loans up to $417,000 30-year fixed 6.01%/1.24 pt 5.96%/1.31 pt 5.91%/1.39 pt 30-year ARM start 4.70%/0.70 pt 4.66%/0.68 pt 4.97%/0.69 pt rate 15-year fixed 5.66%/1.23 pt 5.59%/1.25 pt 5.56%/1.27 pt Rates for loans of $417,001 to $729,750 30-year fixed 7.19%/1.63 pt 7.15%/1.61 pt 6.84%/1.19 pt 30-year ARM start 5.02%/0.97 pt 5.02%/0.97 pt 5.27%/0.81 pt rate 15-year fixed 7.11%/1.65 pt 7.11%/1.52 pt 6.39%/1.22 pt FHA or VA mortgage 6.55%/1.72 pt 6.54%/1.77 pt 6.64%/2.13 pt Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 3.220% 3.170% 4.960% 1-year Treasury 2.510% 2.140% 3.200% bill 6-month Treasury 2.220% 2.000% 3.230% bill 6-month CD 3.120% 2.900% 4.900% Prime rate 5.000% 5.000% 7.250% 11th Dist. April ’08 March ’08 Nov. ’07 cost-of-funds -- 3.111% 3.280% 4.172% *--*