WEEKLY MORTGAGE RATES

Compiled by HSH Associates, Financial Publishers, www.hsh.com

*--* Loans to $417,000 Week ending Week ending Week ending -- 11/19/2008 11/12/2008 5/23/2008 30-year fixed 6.34%+0.21pt 6.19%+0.23pt 5.98%+0.49pt 15-year fixed 6.00%+0.26pt 5.99%+0.28pt 5.63%+0.40pt $417,000 TO $729,750 30-year fixed 7.66%+0.46pt 7.92%+0.88pt 7.05%+0.71pt 15-year fixed 7.60%+0.58pt 7.79%+0.57pt 6.30%+0.73pt Home equity lines 5.40% 5.75% 5.86% Home equity loans 8.64% 8.70% 8.13% 6-month LIBOR 2.631% 4.394% 2.893% 1-year Treasury 1.12% 1.25% 2.07% 6-month CD 2.83% 4.75% 2.86% 6-month Treasury 0.87% 1.11% 1.89% Prime rate 4.00% 6.00% 4.00% 11th District 9/2008 8/2008 3/2008 Cost-of-Funds 2.769% 2.693% 3.280% *--*