REAL ESTATE

Weekly survey of 20 L.A. County and Orange County lenders as of 4/22/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 4/22/2009 4/15/2009 10/22/2008 30-year fixed 5.00%+0.32pt 4.93%+0.37pt 6.29%+0.23pt 15-year fixed 4.78%+0.19pt 4.69%+0.46pt 6.00%+0.22pt $417,000 and up 30-year fixed 6.63%+0.57pt 6.63%+0.76pt 7.43%+0.41pt 15-year fixed 6.38%+0.89pt 6.65%+0.86pt 7.33%+0.58pt Home equity lines 5.62% 5.62% 5.75% Home equity loans 8.96% 8.96% 8.70% 6-month LIBOR 1.66% 1.65% 3.48% 1-year Treasury 0.55% 0.60% 1.25% 6-month Treasury 0.35% 0.39% 1.11% 6-month CD 1.49% 1.66% 4.75% Prime rate 3.25% 3.25% 4.50% 11th District 2/2009 1/2009 8/2008 cost of funds 2.003% 2.455% 2.693% *--*