WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 9/16/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 9/16/2009 9/9/2009 3/18/2009 30-year fixed 5.17% +0.29pt 5.27% +0.23pt 5.06% +0.35pt 15-year fixed 4.68% +0.26pt 4.78% +0.17pt 4.80% +0.42pt $417,000 and up 30-year fixed 6.14% +0.36pt 6.17%+0.50pt 6.74% +0.74pt 15-year fixed 5.54% +0.33pt 5.69% +0.25pt 6.84% +0.85pt Home equity lines 5.74% 5.74% 5.06% Home equity loans 9.08% 9.08% 8.77% 6-month LIBOR 0.68% 0.69% 1.86% 1-year Treasury 0.40% 0.42% 0.70% 6-month Treasury 0.22% 0.23% 0.45% 6-month CD 0.37% 0.37% 1.84% Prime rate 3.25% 3.25% 3.25% 11th District 7/2009 6/2009 1/2009 cost of funds 1.473% 1.599% 2.455% *--*