Gas-line insurance: Savior or scam?

Lu has been receiving pitches for gas-line insurance for her home. She wants to know if it’s worth it.

Many homeowners receive such solicitations. Sometimes they look like they were sent by a utility. Sometimes they’re more straightforward about being from a private company.

The nuts and bolts are usually the same. You pay a monthly fee and you’ll be covered in case there’s any problem with your gas line.

ASK LAZ: Smart answers to consumer questions

But there are catches. Most such policies cap the amount you’ll be covered for annually. Also, the fine print may exclude a number of circumstances.

So is gas-line insurance worth it? Check out today’s Ask Laz video.

If you have a consumer question, email me at asklaz@latimes.com or contact me via Twitter @Davidlaz.