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Compiled by Mary Ann Galante, Times staff writer

Buy the Way: South Coast Plaza has just introduced a new incentive for shoppers to part with their money.

Customers can now sign up for a Visa card issued through Security Pacific National Bank in conjunction with the mall that entitles them to special privileges--for a fee.

These privileges include advance notice of store openings, invitations to mall events such as fashion shows and free use of the mall’s package claim service.

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The annual cost for the card is $25 (the charge for a conventional Visa card from the bank is $18), and it is subject to the usual 19.8% annual percentage rate on the outstanding balance.

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