Explore Options in Home Loans at 6th Times Fair

Fixed or adjustable? Points or no points? Rate lock or not? Thirty years or 15? No down, low down or more down?

These are just a few of the myriad questions a home buyer faces when shopping for a mortgage, one of the most critical and confusing steps to homeownership.

But help is at hand. Bring your questions about any aspect of home-loan borrowing--lending terms, shopping, qualifying, credit--to The Times Home Buyers and Sellers Fair on Saturday, April 22, at the Los Angeles Convention Center, 1201 S. Figueroa St. The fair runs from 9:30 a.m. to 4:30 p.m.

The sixth annual consumer education event will feature panel discussions on mortgage borrowing--and opportunities to meet one-on-one with loan representatives from private lenders and a host of state and federal agencies, including the California Housing Finance Agency, CalVet, FHA and VA.

And Fannie Mae, the largest company in the secondary mortgage market, will sponsor a special hour-and-a-half seminar for prospective home buyers interested in sources of low-down home loans.

For further details, call TimesLine at 808-8463 star 9420, or see the ad on K4.