The Case, the Jury and the Verdict : THE CASE, BEGINNING TO END

* 1978: Bill and Hillary Rodham Clinton and James B. and Susan McDougal buy 200 acres in northern Arkansas.

1979: Whitewater Development Corp. formed. * Clintons and McDougals each own 50%.

1986: McDougal ousted as president of Madison Guaranty Savings & Loan but remains as owner. 1989: Madison Guaranty fails at cost to taxpayers of up to $65 million.

* March 1992: Clinton’s presidential campaign releases report saying Clintons did nothing improper in their Whitewater dealings with the McDougals.

* Nov. 8: Clinton elected president. One month later, Clintons sell their Whitewater share to James McDougal. They record a $1,000 capital gain on their tax form.

Jan. 12, 1994: Bowing to intensifying political pressure over his Whitewater dealings, * Clinton asks for independent counsel.

* March 22: Little Rock businessman David Hale, seeking plea bargain in a fraud case, accues Clinton of pressuring him to make $300,000 loan in 1986 that would benefit Clinton and James McDougal.

Aug. 5: Kenneth W. Starr appointed to take over from original independent counsel Robert B. Fiske.

Aug. 17, 1995: McDougals and Arkansas Gov. Jim Guy Tucker indicted by Whitewater grand jury on fraud and conspiracy charges stemming from transactions dating from 1985 to 1987.

March 4, 1996: Trial begins for Tucker and the McDougals.

March 25: Hale sentenced to 28 months in prison for defrauding Small Business Administration.

* April 1: Hale testifies against Tucker and the McDougals. He claims Clinton benefited from the $300,000 loan.

* April 28: Clinton gives videotaped testimony denying that he pressured Hale to make loan to Susan McDougal.

May 18: Jury begins deliberations.

May 28: Jury convicts all three defendants.

Clinton links: Highlighted (*) material indicates where president’s name has surfaced.

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JIM GUY TUCKER

52, governor of Arkansas

Total counts: 7

Guilty: 2

Not guilty: 5

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JAMES B. MCDOUGAL

55, former savings and loan owner, now retired

Total counts: 19

Guilty: 18

Not guilty: 1

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SUSAN MCDOUGAL

41, former real estate marketer, savings and loan owner, now unemployed

Total counts: 4

Guilty: 4

Not guilty: 0

THE JURY AND WHAT IT DECIDED

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Age Occupation Risa Gayle Briggs 54 schoolteacher Colin Cameron Capp 51 automobile sales Janice R. Greer 47 licensed practical nurse Jerry Wayne Haustein 43 auto paint-and-body worker Randy K. Hill 43 specialist for telephone company Doris Yvonne Jackson 31 factory worker Renee Aleta Johnson 27 factory worker Laura Elizabeth Malat 55 payroll specialist Josie J. Pelton 62 switchboard operator Tracy H. Pleasants 30 hospital human resources employee Geraldine O. Smith 64 retired Teletype operator Sandra Lynn Wood 38 homemaker/registered nurse

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THE CHARGES GUILTY NOT (see key below) GUILTY 1. Conspiracy JM, T 2. Wire fraud JM T 3. Wire fraud JM T 4. Defrauding S&L; JM T 5. Mail fraud JM 6. Defrauding S&L; JM 7. Marketing false statement JM 8. Mail fraud JM 9. Misapplication of funds JM 10. Marketing false record JM 11. Marketing false statement JM 12. Mail fraud T JM 13. Mail fraud JM, SM 14. Misapplication of funds JM, SM 15. Marketing false record JM, SM 16. Marketing false statement JM, SM 17. Misapplication of funds JM 18. Misapplication of funds JM 19. False record JM 20. Misapplication of funds T 21. Causing false record T

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T = Tucker

JM = James McDougal

SM = Susan McDougal

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“President Clinton is a very credible witness, but his testimony didn’t really relate to the transactions we were dealing with.”

--Juror Risa Gayle Briggs