Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.53%/1.86 pt. 5.47%/1.78 pt. 4.92%/1.61 pt. 30-year ARM 2.78%/1.11 pt. 2.77%/1.15 pt. 2.79%/0.90 pt. start rate 15-year fixed 4.86%/1.74 pt. 4.82%/1.71 pt. 4.40%/1.48 pt. Rates for loans over $322,700 30-year fixed 5.92%/1.46 pt. 5.82%/1.51 pt. 5.26%/1.58 pt. 30-year ARM 2.88%/1.03 pt. 2.88%/1.01 pt. 2.96%/0.81 pt. start rate 15-year fixed 5.21%/1.57 pt. 5.15%/1.58 pt. 4.78%/1.43 pt. FHA or VA 6.06%/0.84 pt. 6.03%/0.84 pt. 5.65%/0.43 pt. mortgage Average / points CALVET 30-year 4.99%/0 pt. 4.99%/0 pt. 5.40%/0 pt. 6-month LIBOR 1.23% 1.28% 1.14% 1-year 1.37% 1.35% 1.08% Treasury bill 6-month 1.04% 1.04% 1.05% Treasury bill 6-month CD 1.2% 1.18% 1.07% Prime rate 4% 4% 4.25% 11th District Oct. ’03 Sept. ’03 April ’03 cost-of-funds 1.909% 1.923% 2.208%

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