Average Mortgage Rates and Indexes

Compiled by National Financial News Service.

*--* Latest week Six months previous One week previous Rates for loans up to $322,700 30-year fixed 5.57%/1.88 pt. 5.54%/1.83 pt. 5.15%/1.51 pt. 30-year ARM 2.76%/1.01 pt. 2.75%/1.04 pt. 2.81%/0.85 pt. start rate 15-year fixed 4.93%/1.75 pt. 4.85%/1.81 pt. 4.56%/1.33 pt. Rates for loans over $322,700 30-year fixed 5.88%/1.73 pt. 5.85%/1.81 pt. 5.41%/1.59 pt. 30-year ARM 2.86%/0.90 pt. 2.84%/0.90 pt. 2.96%/0.82 pt. start rate 15-year fixed 5.21%/1.90 pt. 5.17%/1.87 pt. 4.89%/1.26 pt. FHA or VA 6.06%/1.03 pt. 6.06%/1.03 pt. 5.72%/0.81 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 5.40%/0.00 pt. 6-month LIBOR 1.240% 1.270% 1.250% 1-year 1.360% 1.350% 1.200% Treasury bill 6-month 1.050% 1.050% 1.100% Treasury bill 6-month CD 1.190% 1.170% 1.170% Prime rate 4.000% 4.000% 4.250% 11th District Sept. ’03 Aug. ’03 March ’03 cost-of-funds 1.923% 1.946% 2.210%

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