Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.38%/1.53 pt. 5.37%/1.88 pt. 5.17%/1.71 pt. 30-year ARM 2.64%/1.29 pt. 2.54%/1.06 pt. 2.62%/1.15 pt. start rate 15-year fixed 4.74%/1.69 pt. 4.71%/1.69 pt. 4.53%/1.45 pt. Rates for loans over $333,700 30-year fixed 5.67%/1.47 pt. 5.67%/1.83 pt. 5.44%/1.62 pt. 30-year ARM 2.73%/1.18 pt. 2.64%/0.96 pt. 2.82%/0.95 pt. start rate 15-year fixed 5.04%/1.68 pt. 5.06%/1.65 pt. 4.82%/1.38 pt. FHA or VA 6.03%/0.69 pt. 6.03%/0.69 pt. 5.72%/1.09 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.50%/0.00 pt. 6-month LIBOR 1.170% 1.230% 1.110% 1-year 1.290% 1.290% 1.080% Treasury bill 6-month 1.020% 1.020% 0.960% Treasury bill 6-month CD 1.140% 1.160% 1.050% Prime rate 4.000% 4.000% 4.000% 11th District Oct. ’03 Sept. ’03 April ’03 cost-of-funds 1.909% 1.923% 2.208%

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