Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.95%/1.62pt 5.91%/1.61pt 5.54%/1.75pt 30-year ARM 3.12%/0.63pt 2.69%/0.71pt 2.68%/1.29pt start rate 15-year fixed 5.33%/1.53pt 5.24%/1.66pt 4.83%/1.83pt Rates for loans over $322,700 30-year fixed 6.20%/1.37pt 6.15%/1.27pt 5.86%/1.63pt 30-year ARM 3.20%/0.67pt 2.72%/0.68pt 2.75%/1.17pt start rate 15-year fixed 5.63%/1.38pt 5.63%/1.26pt 5.21%/1.57pt FHA or VA 6.13%/0.75pt 6.13%/0.75pt 6.03%/1.03pt mortgage Average / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 4.99%/0.00pt 6-month LIBOR 1.860% 1.710% 1.220% 1-year Treasury 1.920% 1.820% 1.310% bill 6-month 1.460% 1.390% 1.020% Treasury bill 6-month CD 1.610% 1.530% 1.170% Prime rate 4.000% 4.000% 4.000% 11th District April ’04 March ’04 Oct. ’03 cost-of-funds 1.802% 1.815% 1.909%

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