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From Times wire reports

* U.S. sales of previously owned homes rose 2.7% to a record 6.94 million annual rate in November from the month before, buoyed by job and income growth, making 2004 the best year ever for the industry, the National Assn of Realtors said Wednesday.

* Applications for U.S. home mortgages fell in the week ending Dec. 24 as refinancing activity slumped and mortgage rates were little changed, the Mortgage Bankers Assn. said Wednesday.

From Times wire reports

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