30-Year Mortgage Rates Decline to 5.74%
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Freddie Mac’s weekly survey of mortgage rates showed that rates on 30-year fixed-rate mortgages averaged 5.74% for the week ended Jan. 13, down from 5.77% the previous week.
Rates on 15-year fixed-rate mortgages, a popular option for refinancing, slipped this week to 5.19% from 5.21% last week. For one-year adjustable-rate mortgages, rates remained unchanged at 4.1%.
The nationwide averages for mortgage rates do not include add-on fees known as points. The 30-year, 15-year and one-year adjustable mortgages each carried a 0.6-point fee. The five-year adjustable mortgage carried a 0.5-point fee.
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