Average mortgage rates and indexes

*--* Latest week One week Six months previous previous Rates for loans up to $359,649 30-year fixed 5.42%/1.31pt 5.47%/1.20pt 5.26%/1.68pt 30-year ARM start rate 2.99%/0.45pt 2.99%/0.45pt 2.85%/0.66pt 15-year fixed 5.05%/1.29pt 5.10%/1.29pt 4.79%/1.76pt

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*--* Rates for loans of $359,650 and above 30-year fixed 5.66%/1.29pt 5.66%/1.34pt 5.54%/1.61pt 30-year ARM start rate 3.01%/0.39pt 3.01%/0.39pt 2.98%/0.65pt 15-year fixed 5.35%/1.23pt 5.43%/1.24pt 5.14%/1.60pt

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*--* FHA or VA mortgage Average / points 6.14%/0.56pt 6.16%/0.56pt 6.13%/0.67pt CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt

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*--* 6-mo. LIBOR 4.060% 4.050% 3.160% 1-yr. Treasury bill 3.880% 3.890% 3.130% 6-mo. Treasury bill 3.810% 3.800% 2.940% 6-mo. CD 4.010% 4.000% 3.080% Prime rate 6.500% 6.500% 5.500%

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*--* 11th District cost-of-funds June ’05 May ’05 Dec. ’04 2.676% 2.622% 2.118%

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Compiled by National Financial News Services