Average mortgage rates and indexes

*--* Latest week One week Six months previous previous Rates for loans up to $359,649 30-year fixed 5.36%/1.33 pt. 5.42%/1.31 pt. 5.40%/1.49 pt. 30-year ARM start rate 3.64%/0.59 pt. 2.99%/0.45 pt. 3.22%/0.66 pt. 15-year fixed 4.98%/1.24 pt. 5.05%/1.29 pt. 4.96%/1.51 pt.

*--*

*--* Rates for loans of $359,650 and more 30-year fixed 5.64%/1.28 pt. 5.66%/1.29 pt. 5.75%/1.35 pt. 30-year ARM start rate 3.65%/0.50 pt. 3.01%/0.39 pt. 3.34%/0.65 pt. 15-year fixed 5.29%/1.23 pt. 5.35%/1.23 pt. 5.22%/1.39 pt.

*--*

*--* FHA or VA mortgage Average / points 6.14%/0.56 pt. 6.14%/0.56 pt. 6.13%/0.67 pt. CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt.

*--*

*--* 6-month LIBOR 3.910% 4.060% 3.200% 1-year Treasury bill 3.770% 3.880% 3.200% 6-month Treasury bill 3.720% 3.810% 3.000% 6-month CD 3.960% 4.010% 3.140% Prime rate 6.500% 6.500% 5.500%

*--*

*--* 11th District cost-of-funds July ’05 June ’05 Jan. ’05 11th District cost-of-funds July ’05 June ’05 Jan. ’05 2.757% 2.676% 2.183%

*--*

Compiled by National Financial News Services