Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Nov. 29, 2006

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $416,999 30-year fixed 5.74%/1.55 pt 5.79%/1.54 pt 6.34%/1.36 pt 30-year ARM start rate 3.51%/0.80 pt 3.51%/0.83 pt 3.13%/0.78 pt 15-year fixed 5.44%/1.53 pt 5.50%/1.51 pt 5.99%/1.26 pt Rates for loans of $417,000 and above 30-year fixed 6.07%/1.51 pt 6.08%/1.49 pt 6.54%/1.25 pt 30-year ARM start rate 3.55%/0.95 pt 3.55%/0.95 pt 3.19%/1.09 pt 15-year fixed 5.79%/1.56 pt 5.81%/1.51 pt 6.28%/1.21 pt FHA or VA mortgage Average / points 6.61%/1.50 pt 6.61%/1.50 pt 6.60%/1.11 pt CALVET 30-year 6.50%/0.00 pt 6.50%/0.00 pt 6.25%/0.00 pt 6-month LIBOR 5.370% 5.390% 5.280% 1-year Treasury bill 5.010% 5.030% 4.990% 6-month Treasury bill 5.150% 5.160% 5.010% 6-month CD 5.330% 5.330% 5.280% Prime rate 8.250% 8.250% 8.000% 11th District cost-of-funds Sept. ’06 Aug. ’06 March ’06 4.382% 4.277% 3.624%

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