Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Feb. 8, 2006

Compiled by National Financial News Services

*--* Last week One week previous Six months previous Rates for loans up to $416,999 30-year fixed 5.84%/1.71 pt. 5.81%/1.53 pt. 5.48%/1.26 pt. 30-year ARM 3.10%/0.52 pt. 3.06%/0.45 pt. 2.99%/0.43 pt. start rate 15-year fixed 5.47%/1.64 pt. 5.39%/1.63 pt. 5.09%/1.35 pt. Rates for loans of $417,000 and above 30-year fixed 6.10%/1.61 pt. 6.04%/1.63 pt. 5.66%/1.34 pt. 30-year ARM 3.21%/0.42 pt. 3.17%/0.39 pt. 3.05%/0.38 pt. start rate 15-year fixed 5.78%/1.49 pt. 5.69%/1.53 pt. 5.36%/1.21 pt. FHA or VA 6.38%/0.61 pt. 6.25%/0.64 pt. 6.16%/0.56 pt. mortgage Average / points CALVET 30-year 5.70%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 4.810% 4.740% 4.000% 1-yr. Treasury 4.600% 4.500% 3.840% bill 6-mo. Treasury 4.610% 4.530% 3.730% bill 6-mo. CD 4.790% 4.720% 3.930% Prime rate 7.500% 7.250% 6.250% 11th District Dec. ’05 Nov. ’05 June ’05 cost-of-funds 3.296% 3.190% 2.676%

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