Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Feb. 7, 2007

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates loans to $416,999 30-year fixed 5.90%/1.38 pt 5.91%/1.49 pt 6.28%/1.37 pt 30-year ARM start 3.53%/0.86 pt 3.48%/0.72 pt 3.17%/0.61 pt rate 15-year fixed 5.61%/1.50 pt 5.63%/1.52 pt 5.93%/1.45 pt Loans of $417,000+ 30-year fixed 6.11%/1.47 pt 6.18%/1.47 pt 6.49%/1.36 pt 30-year ARM start 3.54%/1.08 pt 3.49%/0.83 pt 3.20%/1.09 pt rate 15-year fixed 5.93%/1.40 pt 5.94%/1.44 pt 6.21%/1.33 pt FHA/VA mort Avg / 6.61%/1.80 pt 6.61%/1.75 pt 6.61%/1.30 pt points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.400% 5.390% 5.510% 1-yr Treasury bill 5.100% 5.100% 5.100% 6-mo Treasury bill 5.170% 5.180% 5.180% 6-mo CD 5.360% 5.350% 5.480% Prime rate 8.250% 8.250% 8.250% 11th Dist Dec. ’06 Nov. ’06 June ’06 cost-of-funds 4.396% 4.358% 4.090%

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