Driving? No problema

The “On the Spot” [“Insurance, Si,” June 1] provided overly cautionary and incomplete information.

I have been driving rental cars in all parts of Mexico for nearly 20 years with my share of incidents. Although driving in Mexico is different from the U.S., it is not necessarily more hazardous or difficult, and I speak marginal Spanish.

For insurance, I use a gold or platinum credit card that covers all damage to the car I am driving (the collision damage waiver option) and print out the coverage from the credit card company before leaving.

I do buy the liability coverage from the rental company. It covers damage to others’ property and medical. This is about $12 a day from any of the international car rental firms -- and I always use a well-known company.

The toll roads are as good as or better than those in the U.S., and as long as you drive defensively -- in the daytime -- and watch for speed bumps, you should have no problem.

John Sibert

Malibu