REAL ESTATE

Survey of 20 Orange County and L.A. County lenders

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ending Week ending Week ending -- 2/18/2009 2/11/2009 8/20/2008 30-year fixed 5.29%+0.34pt 5.35%+0.36pt 6.71%+0.37pt 15-year fixed 5.00%+0.23pt 5.08%+0.41pt 6.29%+0.49pt $417,000 and up 30-year fixed 6.73%+0.28pt 6.60%+0.35pt 7.71%+0.62pt 15-year fixed 6.50%+0.31pt 6.09%+0.39pt 7.10%+0.56pt Home equity lines 5.24% 5.24% 5.65% Home equity loans 9.16% 9.16% 8.55% 6-month LIBOR 1.78% 1.73% 3.12% 1-year Treasury 0.60% 0.54% 2.18% 6-month Treasury 0.45% 0.41% 2.02% 6-month CD 1.70% 1.76% 3.10% Prime rate 3.25% 3.25% 5.00% 11th District 12/2008 11/2008 6/2008 cost-of-funds 2.757% 3.155% 2.829% *--*