Find out about medical insurance and pre-existing conditions at this Web chat Thursday

Healthcare reform obviously -- so very obviously -- affects people with pre-existing conditions. But how exactly? Many people would be hard-pressed to say. Find out from these experts.

Join a live Web chat Thursday (noon EST, 11 a.m. CST and 9 a.m. PST) with guests Robert Zirkelbach, press secretary for America’s Health Insurance Plans; Kathy Walsh, one of the lead examiners for the Connecticut Insurance Department Consumer Affairs Unit; and Jesse D. McDonald, an independent health insurance broker. The panel will discuss how to find medical insurance if you have a health problem and don’t work for a large employer as well as related issues.

If you or someone you know has a pre-existing condition (and chances are, that’s the case), you may want to bring a question. Or two.