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COMPARATIVE CAR INSURANCE RATES

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The state Department of Insurance assembled this comparison of auto insurance rates by ZIP code. The department warned that the comparison reflects minimum coverage, not average policies. Rates are for a driver between 35 and 55, married, with no young drivers and no citations or accidents, with a 1981 Buick Century worth $6,501 to $8,000 new. Deductibles vary between $100 and $250. Liability coverage is the minimum--15,000/$30,000 bodily injury and proper damage coverage, $1,000 medical and $15,000/$30,000 uninsured motorists. These 10 companies sell most private preferred auto insurance in the state. Their rates--these were in force in July--may reflect some differences in coverage. In general, all rates vary by such factors as age, sex, type of car, commute and driving record, in addition to home area.

City Auto Liberty ZIP Code Allstate Club Farmers GEICO Mutual Mercury LOS ANGELES COUNTY Acton 396 413 466 441 369 416 93510 Agoura 488 454 580 605 403 400 91301 Burbank 647 547 716 693 474 452 91501 Burbank 647 547 716 693 603 452 91502 Burbank 647 547 716 693 474 452 91504 Burbank 647 547 716 693 603 452 91505 Burbank 647 547 716 693 603 452 91506 Calabasas 758 647 832 685 644 400 91302 Canoga Park 782 647 810 685 644 526 91303 Canoga Park split 647 split 685 split 578 91304 Canoga Park 782 647 810 685 644 578 91306 Canoga Park split 647 split 685 split 526 91307 Cyn. Country 459 450 500 451 390 416 91351 Castaic 459 413 500 551 390 416 91310 Chatsworth 780 621 810 685 640 578 91311 Cal State Northridge 780 split 757 685 640 578 91330 Encino 923 647 876 685 644 578 91316 Encino 923 647 876 732 644 578 91436 Granada Hills 782 621 757 685 640 578 91344 Mission Hills 782 593 716 693 603 534 91340 Mission Hills 647 593 757 693 640 578 91345 Newhall 459 450 500 451 390 416 91321 N. Hollywood 923 765 977 722 641 550 91601 N. Hollywood 925 765 977 722 603 550 91605 N. Hollywood 925 765 977 722 641 split 91606 N. Hollywood 925 765 977 722 641 578 91607 Northridge 780 621 757 685 640 578 91324 Northridge 780 621 757 685 640 578 91325 Pacoima 782 621 1077 693 603 534 91331 Panorama City 782 620 977 732 603 578 91402 Porter Ranch 782 621 757 685 640 578 91326 Reseda 782 647 876 685 640 526 91335 San Fernando 647 593 716 693 603 578 91342 Saugus 459 450 500 451 390 416 91350 Sepulveda 782 621 757 722 640 578 91343 Sherman Oaks 923 765 977 732 641 578 91423 Studio City 923 765 977 722 641 550 91604 Sun Valley 782 547 716 693 603 split 91352 Sunland 647 547 716 551 474 534 91040 Tarzana 923 647 876 585 644 578 91356 Toluca Lake 647 765 977 722 641 550 91602 Tujunga 647 547 723 551 474 534 91042 Valencia 459 450 500 451 390 416 91355 Van Nuys 923 765 977 732 641 400 91401 Van Nuys 782 766 977 732 641 540 91405 Van Nuys 782 647 876 732 644 578 91406 Van Nuys 782 765 977 732 641 540 91411 West. Village 488 454 434 457 362 400 91361 Woodland Hills 758 647 832 585 644 526 91364 Woodland Hills 758 647 832 585 644 526 91367 VENTURA COUNTY Camarillo 396 348 360 454 346 348 93010 Fillmore 396 348 335 454 346 348 93015 Moorpark 396 454 360 455 346 400 93021 Newbury Park 488 348 434 457 362 400 91320 Simi Valley 488 454 423 455 398 400 93065 Somis 396 348 335 454 346 400 93066 Thousand Oaks 488 454 434 457 362 400 91360 Thousand Oaks 488 454 434 457 362 400 91361 Thousand Oaks 396 454 434 457 362 400 91362 Thousand Oaks 488 454 434 457 362 400 91363

City Nation- State 20th ZIP Code wide SAFECO Farm Century LOS ANGELES COUNTY Acton 357 566 357 432 93510 Agoura 465 470 370 436 91301 Burbank 406 715 497 604 91501 Burbank 653 715 655 604 91502 Burbank 506 715 507 604 91504 Burbank 653 715 655 604 91505 Burbank 653 715 655 604 91506 Calabasas 674 670 679 436 91302 Canoga Park 674 852 679 604 91303 Canoga Park split 852 split 604 91304 Canoga Park 674 852 679 604 91306 Canoga Park split 852 split 604 91307 Cyn. Country 406 562 408 432 91351 Castaic 406 562 408 432 91310 Chatsworth 554 852 658 604 91311 Cal State Northridge 653 800 658 604 91330 Encino 674 852 679 604 91316 Encino 674 852 679 604 91436 Granada Hills 654 852 658 604 91344 Mission Hills 653 800 695 604 91340 Mission Hills 654 800 658 604 91345 Newhall 406 562 408 432 91321 N. Hollywood 674 897 676 604 91601 N. Hollywood 653 897 655 604 91605 N. Hollywood 674 897 655 604 91606 N. Hollywood 350 897 655 604 91607 Northridge 654 852 658 604 91324 Northridge 654 852 658 604 91325 Pacoima 653 800 655 604 91331 Panorama City 653 897 655 604 91402 Porter Ranch 654 852 658 604 91326 Reseda 654 852 658 604 91335 San Fernando 653 800 655 604 91342 Saugus 406 562 408 432 91350 Sepulveda 654 852 658 604 91343 Sherman Oaks 674 897 676 604 91423 Studio City 674 897 676 604 91604 Sun Valley 653 800 655 604 91352 Sunland 506 680 507 430 91040 Tarzana 674 852 679 604 91356 Toluca Lake 674 897 676 604 91602 Tujunga 506 680 507 430 91042 Valencia 406 562 408 432 91355 Van Nuys 674 897 676 604 91401 Van Nuys 674 897 676 604 91405 Van Nuys 674 852 679 604 91406 Van Nuys 674 897 676 604 91411 West. Village 359 670 358 436 91361 Woodland Hills 674 852 679 604 91364 Woodland Hills 674 852 679 604 91367 VENTURA COUNTY Camarillo 340 455 340 436 93010 Fillmore 340 455 340 436 93015 Moorpark 340 496 340 436 93021 Newbury Park 357 496 358 436 91320 Simi Valley 440 496 442 436 93065 Somis 340 455 340 436 93066 Thousand Oaks 357 496 358 436 91360 Thousand Oaks 357 670 358 436 91361 Thousand Oaks 674 496 358 436 91362 Thousand Oaks 357 496 358 436 91363

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* split = more than one rate for the area

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