There are enough bright students at UCLA to easily shoot down the arguments of Zycher.
All they need to do is bring up the most important issue of this initiative--the elimination of the exemption to antitrust legislation. All of Zycher’s arguments then fall like a house of cards.
Antitrust laws were written for the very purpose of preserving the free market that Prof. Zycher so earnestly tries to defend. Besides, the initiative has built in a provision for allowing premiums to be adjusted to allow for a fair profit.
Insurance companies fleeing the state? What a laugh. With 15% of all the drivers in the country, California will always attract people willing to write good, fair insurance.
MAX M. SCHALIT