Bank Posts Net Loss

California Commercial Bankshares, the parent company of National Bank of Southern California, reported a net loss of $3.3 million, or $1.30 a share, for 1995, contrasted with net income of $859,000, or 35 cents a share, for 1994.

The company said it lost $1.7 million, or 59 cents a share, for the fourth quarter, compared with net income of $445,000, or 18 cents a share, a year ago. Total assets as of Dec. 31 were up 11% to $334 million from $300.7 million.

The company attributed the loss for the year to a $6.6-million allocation for reserves for under-performing loans remaining from the recession and the decline in real estate values during the last several years.