Best Credit Card Deals
The following tables list the best cards available nationally. CardTrak defines best cards as those that offer reasonable minimum credit lines and realistic approval rates plus bargain pricing. Shown are annual percentage rate of interest and toll-free phone numbers.
Low-rate standard cards (for consumers carrying balances)
Wachovia Bank: 7.75 v (800) 241-7990
Huntington Natl. Bank: 9.00 v (800) 480-2265
First USA Yahoo: 9.99 f (888) 459-2466
Amalg. Bank of Chicago: 10.50 v (800) 365-6464
AFBA Industrial Bank: 10.75 v (800) 776-2265
*
No-fee standard cards (for consumers paying off balances each month)
Capital One Platinum: 9.90 f (800) 655-9116
First USA Yahoo: 9.99 f (888) 459-2466
AFBA Industrial Bank: 11.40 v (800) 776-2265
USAA FSB: 11.90 v (800) 922-9092
Pullman Bank & Trust: 12.50 v (800) 785-5626
*
Low-rate gold/platinum cards (for consumers carrying balances and earning at least $30,000/yr)
Wachovia Bank: 7.75 v (800) 241-7990
Huntington Natl. Bank: 9.00 v (800) 480-2265
Capital One Platinum: 9.90 f (800) 655-9116
First USA Yahoo: 9.99 f (888) 459-2466
AFBA Industrial Bank: 10.75 v (800) 776-2265
*
No-fee gold/platinum cards (for consumers paying off balances and earning at least $30,000/yr)
Capital One Platinum: 9.90 f (800) 655-9116
First USA Yahoo: 9.99 f (888) 459-2466
AFBA Industrial Bank: 11.40 v (800) 776-2265
Pullman Bank & Trust: 11.50 v (800) 785-5626
USAA FSB: 11.90 v (800) 922-9092
*
Rebate cards (for consumers paying off balances each month; each card charges no annual fee and earns rebates based on purchases and/or balances)
BMG Visa: 15.65 v (888) 264-8472
GE Rewards MasterCard: 17.40 v (800) 437-3927
Discover Card: 16.99 v (800) 347-2683
Sunoco MasterCard: 18.00 v (800) 424-5722
General Motors MasterCard: 18.15 v (800) 846-2273
*Footnote: v = variable rate; f = fixed rate
*Note: CardTrak information appears each Sunday with the U.S. Savings, Card Rates. Secured cards are featured today. See C2.
Source: CardTrak (800) 344-7714; or write: P.O. Box 3966, Gettysburg, PA 17325; $5.00 for this month’s complete survey. Also https://www.cardtrak.com
