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“IRAs, 401(k)s, and Other Retirement Plans: Taking Your Money Out,” by Twila Slesnick and John C. Suttle ($21.95, Nolo Press)

This book is geared not just for the person about to retire but for anyone who is changing jobs, thinking about a 401(k) loan or curious how retirement funds can be tapped to pay for a home down payment. Tax preparer Twila Slesnick and attorney John Suttle make the byzantine process of withdrawals, loans and rollovers more understandable to the average person; at the same time, the breadth and accuracy of their advice makes this a handy reference guide for tax and financial planning professionals.

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