Briefly

* Appraiser Watch, HUD's latest initiative to protect home buyers from predatory lenders and practices, became fully operational last week. It will help the Federal Housing Administration to better identify appraisers who place homeowners at risk for foreclosure because of inflated valuations.

* Citigroup Inc. and Fannie Mae will provide $100 billion in mortgage financing through the end of the decade for low-income families.

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