Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.11%/1.51pt 5.03%/1.85pt 5.43%/1.90pt 30-year ARM 2.68%/1.08pt 2.59%/1.31pt 2.67%/1.06pt start rate 15-year fixed 4.42%/1.60pt 4.39%/1.68pt 4.81%/1.70pt Rates for loans over $333,700 30-year fixed 5.40%/1.46pt 5.26%/1.53pt 5.85%/1.70pt 30-year ARM 2.78%/0.97pt 2.68%/1.19pt 2.76%/0.93pt start rate 15-year fixed 4.76%/1.38pt 4.68%/1.58pt 5.19%/1.66pt FHA or VA 5.97%/0.72pt 5.97%/0.72pt 6.19%/0.46pt mortgage Average / points CALVET 30-year 4.99%/0.00pt 4.99%/0.00pt 4.99%/0.00pt 6-month LIBOR 1.160% 1.160% 1.180% 1-year Treasury 1.170% 1.180% 1.220% bill 6-month 1.000% 1.010% 1.030% Treasury bill 6-month CD 1.080% 1.070% 1.120% Prime rate 4.000% 4.000% 4.000% 11th District Feb. ’04 Jan. ’04 Aug. ’03 cost-of-funds 1.841% 1.811% 1.943%

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